Because of our feature-rich design, it is important to clarify: PayOff Deals is not a traditional e-commerce or retail website or app.

We are NOT:

Our sole existence is to enable you find a payoff in everything you do on our platform. This includes connecting you with the best deals and ensuring you earn cash back on purchases made with our partner merchants.

Technically, most deal platforms operate on the same foundational business model as PayOff—acting as a marketing bridge to retailers and earning a commission on successful referrals. The critical difference lies in the distribution of that commission.

By choosing PayOff, you are eliminating the traditional "middleman" profit. You aren't just a user; you are a stakeholder in the transaction. Join PayOff today and ensure you get your rightful share of every deal!

Yes, we are committed to providing the highest verified cashback rates and ensuring all coupon codes are active. We partner with top merchants to bring you exclusive deals. Our platform uses secure, industry-standard tracking technology to ensure every qualifying purchase is correctly attributed, guaranteeing you receive the cashback you earn. We pride ourselves on transparent communication and reliable payment processing.

Our entire stores and offers list is updated dynamically every day, often multiple times per day. We leverage real-time data feeds directly from our merchant partners to ensure you always have the most current discounts and promotional offers available across all stores and categories. This dedication to freshness means fewer expired coupons and more verified savings for you.

No. This is a unique feature of our model: you are not constrained to using any specific offer or coupon code.

As long as you start your shopping journey by visiting the partner store through PayOff Deals and complete a qualifying transaction, you are allowed to receive cashback from us, regardless of the specific deals you use on the merchant's site. We prioritize user freedom and simplicity in earning rewards.

It’s simpler than it looks! We act as a digital partner for the stores you see on our platform. Think of us as a salesperson: when we send a customer to a store and they buy something, the store pays us a "referral fee" from their marketing budget.

An Age-Old Model: Referral commissions have existed since the beginning of commerce. With digitization, this model has simply taken a new, more efficient form. Whether it is a real estate broker earning a fee for a house sale or a store salesperson whose role is to drive revenue, the goal has always been the same: to promote and reward successful transactions.

What others don't always disclose: Most websites keep that entire commission for themselves. We choose a different path: we share the majority of that commission with you as cashback.

The "Performance" Advantage: In traditional advertising (like billboards), a store spends money and hopes for a sale, but the ROI is often blurry. In our performance-based model, the store only spends their budget after a verified sale happens. This is the most optimal use of their marketing dollars, and because it's so efficient, they can afford to pass those savings to you through us.

In short: You get a better deal, the store gets a guaranteed sale, and we get a small fee for making the connection—a win-win-win for everyone.

1. Click: Start on PayOff Deals and click through to your desired merchant's website.
2. Shop: Complete your purchase as normal on the merchant's site.
3. Track: Our system automatically tracks the cashback request using the unique ID generated when you clicked the link.
4. Withdraw: Once the merchant verifies the sale (usually after the return period), the cashback is credited to your PayOff Deals account, ready for withdrawal as per store terms.

Cashback is generally available for withdrawal once it moves from 'Pending' to 'Confirmed' status, typically 30–90 days after purchase (to account for merchant return periods). We offer multiple withdrawal options, ensuring a fast and secure payout.

If your cashback doesn't appear in your account within 48 hours, please submit a Missing Cashback Claim through your account dashboard. Ensure you followed all steps, particularly clearing your cookies before shopping and not using other coupon extensions. We will investigate the transaction with the merchant on your behalf.

Not necessarily, but it depends on the specific offer. Cashback systems are designed in collaboration with partner stores that allocate specific marketing budgets to reward certain actions.

As long as your transaction qualifies and the promotional budget remains active, you can continue to earn. However, some stores may implement daily or monthly caps to ensure fair usage.

A Note on Tracking: Please keep in mind that cashback is a "best efforts" service provided by third-party platforms. Because the reward is funded by the store's commission and not by the platform on its own, the store must successfully track and verify your purchase before the cashback can be finalized.

Our policy is data minimization. We do not ask for any personal identifying information (PII) during sign-up, including your email address, name, or phone number. All we require is the unique ID you create to identify yourself on our platform. We believe we don't need to know who you are to serve you effectively.

We built our sensitive tools (Voice Notes, Web Conference, Tasks, and Reminders) in-house specifically to maintain control over your data. These tools are strictly protected and require user authentication (your unique ID) to access, meaning they are fully shielded from public view and search engine crawlers. This architecture ensures these communications and private records are handled with the highest level of security, consistent with our policy to respect user privacy above all else.

We secure your private data and communications using a layered approach that goes beyond standard practice:

• Double-Layer Encryption: All private data (like messages and voice notes) is protected with a custom, message-level encryption layer that sits *on top* of the standard secure connection (TLS) used by all websites. This creates a powerful second shield for your sensitive information.
• Standard Secure Connection (TLS): We use industry-standard security to ensure the communication link between your device and our platform is encrypted.
• Optional Passphrase Protection: For ultimate security, you have the option to set up an additional security passphrase. This extra step provides personalized protection against unauthorized access to your account.

This in-house security architecture ensures your private interactions remain highly confidential.

Our core philosophy is Privacy by Design. We operate on the principle: we do not have to know the users to serve them. Your identity remains private, as we rely solely on the unique ID you create. This commitment is the foundation of our security and trust model.

Unlike many coupon and cashback platforms, we do not use third-party tracking, profiling, or intrusive analytics tools. Our commitment to privacy is absolute.

In fact, you can verify this yourself: our site has been tested in privacy-focused browsers like Brave, which found zero trackers upon loading PayOff Deals. We only employ necessary first-party tracking strictly for processing and attributing your earned cashback transparently—nothing more.

PayOff Groups are dedicated public & private spaces that you can create to curate, organize, and share or store content. Their uses are extensive:

• Research & Learning: Collect documents, webpages, videos, and notes for personal reference (e.g., academic research on a subject).
• Business & Marketing: Post products, images, and videos to share with your circle and gather feedback, serving as a simple product showcase.
• Offer Creation: Structure content (links, images, text) so it can be easily monetized and shared, almost like creating a specialized offer page.

We support uploads and feature a built-in player for seamless video playback.

We aim for transparent monetization. When you add external links to a post, our system automatically converts them into trackable links where possible. We treat all user-created content as a potential offer, allowing you to monetize your shared information just like a merchant offer. For direct sales, you maintain full control to use your own order capture links or contact details (e.g., WhatsApp number) within your post.

PayOff Groups support a wide range of content formats to help you organize and share information effectively:

• Webpages/Links (which can be monetized)
• Text posts with rich formatting
• Image and video uploads (played using our built-in player)
• Document uploads (for private reference or sharing)

The content management system allows you to self-manage how users interact with your posts, giving you complete control over your space.

We offer multiple flexible ways to add content to your groups, ensuring a seamless experience:

• WebShare Integration: If you have the PayOff app installed, you can use your device's native WebShare function to instantly share links (like webpages, YouTube videos, or product links) directly into your groups.
• Direct Posting: You can post directly from within the group interface and upload media files simultaneously.
• Automated Data Fetching: When you share a link, we try our best to automatically fetch relevant data to enrich and update your post.

User Control is Absolute: Even if we automatically fetch data, you are always in full control of your content and can update the post at any time. We aim to help you efficiently without unnecessary interference.

Our system automatically detects the country of your request, ensuring that all content—including offers, PayOff Groups, and individual posts—is automatically constrained to your local region.

This advanced geo-segmentation means that instead of having to manage separate regional websites or link different apps for various countries (which others often require), PayOff Deals handles that complexity automatically. For you, it's just one platform. You maintain full control to switch between countries seamlessly to view or post offers anywhere we support.

Our website uses Google Translate to offer automatic translation into many different languages.

To switch languages, please follow the steps below based on your device:

On Desktops and Big Screens:

1. Look for the "More Options" menu (usually found near the top right of the page).
2. The Language Selector dropdown will be available within this menu.
3. Select your desired language to translate the page.

On Mobile Devices and Tablets:

1. Open the main navigation menu (the hamburger icon).
2. The Language Selector is located within the Menu Tools Bar.
3. Choose your language from the options provided.

The PayOff Partner Program is an all-in-one revenue sharing ecosystem designed for creators and users alike.

Unlike traditional model, PayOff turns every user into a partner automatically.

By sharing links to deals and products, you earn real-time rewards for traffic, new signups, and successful purchases made through your unique referral ID.

Get access to an advanced, privacy and user-focused system designed to offer unlimited payoff in everything you do on the platform, and cashbacks are just one facet of it! Sign up now.